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Creating a culture of safety

Hecht-Stout: Everything
Insurance and More

We’re working hard to create a safety culture in your business and personal endeavors in Central Illinois.

About Our AgencyGet Quote

Minimizing risks

One Top Choice offers general liability and employee risk control services that can help you continuously improve workplace safety, mitigate injury, and reduce costs.

Effective risk management

At One Top Choice, we help practice effective risk management by creating a problem-solving plan and implementing the procedure on time.

Asset protection

One Top Choice has a wide array of insurance products to meet your business planning needs with recruiting, retaining, or replacing key employees critical to your business.

Protection and peace of mind with our insurance.

Contact Trusted Financial Group Now!

Hecht-Stout Insurance Services aims to Provide Expert care and Quality Service.

Hecht-Stout Insurance is one of central Illinois’ oldest independent, locally-owned insurance agencies, providing exceptional insurance services to individuals, families, and businesses since 1956.

Hecht-Stout Insurance has the advantage of making our clients our top priority.

Large national brokers may offer many products, but you are a number, not a name. Small brokerage firms can provide personal services, but many need more depth of products and services to handle challenging problems. At Hecht-Stout Insurance, we will customize the best insurance package using the broadest range of companies and products and unmatched service to meet your needs.

Hecht-Stout’s team of brokers comprises seasoned professionals who take a personal interest in meeting your needs. We are backed by the negotiating power and support services of an efficient system that has served clients throughout central Illinois for over six decades.

Meet Our Team

Hecht-Stout Insurance Services aims to Provide Expert care and Quality Service.

Hecht-Stout Insurance is one of central Illinois’ oldest independent, locally-owned insurance agencies, providing exceptional insurance services to individuals, families, and businesses since 1956.

Hecht-Stout Insurance has the advantage of making our clients our top priority.

Large national brokers may offer many products, but you are a number, not a name. Small brokerage firms can provide personal services, but many need more depth of products and services to handle challenging problems. At Hecht-Stout Insurance, we will customize the best insurance package using the broadest range of companies and products and unmatched service to meet your needs.

Hecht-Stout’s team of brokers comprises seasoned professionals who take a personal interest in meeting your needs. We are backed by the negotiating power and support services of an efficient system that has served clients throughout central Illinois for over six decades.

Meet Our Team

6 Major benefits of working with an independent agent

We work with multiple insurance companies.

We work with different insurance companies that offer a wide variety of coverage options and price points.

We are licensed professionals.

We are licensed experts who can explain insurance's complexities in simple terms, helping you make intelligent decisions.

We work for you and will be your advocate.

We are your agent and your advocate working with the insurance company on your behalf.

We offer a wide variety of insurance solutions.

We offer one-stop shopping and can help meet your insurance needs as we work with multiple insurance companies.

We are your neighborhood friend.

As independent agents, we are your neighbors; we understand the benefits and challenges of living in our locale.

We are your lifelong consultants.

We are connected for a lifetime and can guide you to review your coverage periodically.

 

Collinsville Insurance aims to Provide Expert care and Quality Service.

At Collinsville Insurance, saving money is a vital concern for nearly everyone in these difficult times. Because of this, you must find the best possible rate for your auto and homeowners insurance policy. Luckily, it is much easier to find a great rate for insurance now than ever before.

The insurance industry has changed drastically in the last decade, with nearly every company offering its product online. In the past, you were stuck accepting whatever type of insurance your agent could find for you. However, people have become accustomed to working directly with insurance companies and handling their policies online. However, there are drawbacks to working directly with an insurer without third-party assistance.

Insurance is complicated; many customers often need help understanding what coverage fits their requirements. As a result, they take the lowest possible rate without looking into the repercussions.

Because of this, working with an independent agency is still an excellent way to obtain insurance. An agent can help you get the coverage you need at an affordable price. Additionally, our agency now offers features that make it even easier. For instance, we enable you to compare insurance quotes online.

Hecht-Stout aims to Provide Expert care and Quality Service.

When a young adult turns 26, they are no longer eligible to be covered under their parents' health insurance plan. However, they may be eligible to enroll in Medicare if they meet certain criteria.

Medicare is a federal health insurance program primarily for people who are 65 or older, but it also covers people with certain disabilities and those with end-stage renal disease (ESRD).

If a young adult turning 26 has a disability or ESRD, they may be eligible to enroll in Medicare regardless of their age. Additionally, if they have been receiving Social Security Disability Insurance (SSDI) benefits for at least two years, they may also be eligible for Medicare.

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We Locate In

>>>OUR SERVICES<<<

Covering all insurance fields

You can count on us for high-quality services because our experts have been in the industry long enough to know what matters most to you: good customer service and quality guidance.

Contact us

SERVICE CATEGORIES

You can count on us for high-quality services because we have been in the industry long enough to know what matters most to you: good customer service and quality guidance.

Kitchen

When we say “everything and the kitchen sink,” we mean it. We clean and sanitize every nook and cranny, leaving your kitchen spotless. We’ll steam clean your microwave, stove, backsplash, and cabinets. We’ll also clean your sink, the exterior of your appliances, the interior of your fridge and oven, and more. We’ll even load your dishwasher and turn it on for you!

Bathrooms

SmartCLN’s team of 360-Point Clean experts will leave your bathroom sparkling clean from top to bottom. We’ll scrub toilets clean and disinfect them, scrub showers and tubs clean, steam-wash sinks, and hand-wash counters. We’ll also clean and shine mirrors and fixtures, remove smudges from light switch plates, steam wash floors, and much more.

Bedrooms

When your bedroom is 360-Point Clean it means you can relax and enjoy your comfortable space. Let us tidy up, make beds, change linens, and clean tile and wood floors before vacuuming your carpet. We’ll also dust and polish furniture and fixtures, remove the trash, wipe away smudges, and more.

Living Room

Make your living room, well—a room worth living in! With this 360-Point Clean, we’ll wash your floors, vacuum your carpets, hand-wash your window sills and sashes, remove cobwebs, dust your furniture, and so much more. We’ll even steam wash your exposed baseboards for that extra touch of cleanliness.

Patio

Nothing beats kicking back on a clean patio after a long day. With our 360-Point Clean, your outdoor oasis will always be ready for quality relaxation or party time. We wipe down screens and wash patio chairs, tables, umbrellas, chaise lounges, mats, front door mats, and much more.

SERVICE CATEGORIES

You can count on us for high-quality services because we have been in the industry long enough to know what matters most to you: good customer service and quality guidance.
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Personal Insurance

Personal insurance plays a central role in your financial well-being. It can help provide financial security and keep your assets protected.
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Business Insurance

Business insurance is important as it can help protect your company from potential lawsuits or financial losses
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Employee Benefits

Employees are a company's most valuable asset. Comprehensive employee benefits can attract, motivate and retain employees.
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Packaged Business

Looking for help protecting your Business? We  can help you get that peace of mind within your budget.

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We are experienced, reliable and professional.

You can count on us for high-quality services because our experts have been in the industry long enough to know what matters most to you: good customer service and quality guidance.
happy-family-sitting-couch-living-room (1)

Personal Insurance

Personal insurance plays a central role in your financial well-being. It can help provide financial security and keep your assets protected.

Know More
business-brainstorming-graph-chart-report-data-concept (1)

Business Insurance

Business insurance is important as it can help protect your company from potential lawsuits or financial losses.

Know More
businessman-showing-changes-report (1)

Employee Benefits

Employees are a company's most valuable asset. Comprehensive employee benefits can attract, motivate and retain employees.

Know More

Insurance Solution
We Specialize In

Personal Insurance

Personal insurance plays a central role in your financial wellbeing. It can help provide financial security and keep your assets protected

Know More
Business Insurance

Business insurance is important as it can help protect your company from potential lawsuits or financial losses

Know More

Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

The Advantages of Working with Us

Here are few reasons you should work with an Independent Insurance Agency

One-stop shopping experience

You will be able to find multiple companies and wide options

Easy 
Switching

Switch without hassle and find the most suitable insurance

Unbiased
 Advice

We don’t represent one company and can give you multiple options to choose from

Personalized 
service

Higher quality customer care than big corporate companies

Your 
advocate

We help all the way from policy reviews to claims assistance

Our Carriers

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Click & Learn

Insurance Coverage

Home Insurance Coverage
Renters Insurance Coverage
Auto Insurance Coverage
Business Owner Coverage
Key Person Life Coverage
Fleet Insurance Coverage
Cyber Insurance Coverage

Home Insurance Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.

Renters Insurance Coverage

Risk Factors

On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.

Solution

Renters liability coverage under renters insurance may help if you’re responsible for an injury to someone outside your household.

Auto Insurance Coverage

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Solution

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Business Owner Coverage

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.

Solution

A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Key Person Life Coverage

Risk Factors

A company fails to retain its clients or uphold its reputation based on a particular employee’s skills or name (like a partner at a law firm).

Solution

Key Person Life insurance can be taken to retain clients and uphold their reputation.

Fleet Insurance Coverage

Risk Factors

Your driver meets with accident while driving a company vehicle at night and incurs great damage to your vehicle along with the goods in transit.

Solution

Many policy providers offer coverage for fleet overnight since some businesses might need their vehicles to transport goods within one night.

Cyber Insurance Coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

Solution

Cyber Insurance would cover any loss and pay for hiring a public relations firm.

Testimonials

  • Robert Adams

    Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance.

  • Robert Adams

    Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance.

  • Robert Adams

    Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance.

News & Blog

Latest Insight, Insurance Trends

May 30, 2021
Roof replacement - Contractor selection and agreement tips

After you've estimated the material options — wood, asphalt, synthetic, clay/concrete or slate, or metal roofs — it's time to examine your possible contractor further. Start with basic questions that help you learn more about their work, experience, and method of roof repair jobs. What's the official company name and physical address? If they have […]

Read More
May 22, 2021
Boat Safety tips before you venture out to the water. 

Many of us who own a boat probably lack familiarity or experience when it comes to fishing, swimming, or just cruising, as we are not regulars. We all do love the summer afternoon on the water, but while having this great time with family and friends, boating safety sometimes takes a back seat. Hundreds of […]

Read More
May 12, 2021
What do you need to know about insuring your home-based business?

As of 2018, 30.2 million small businesses were operating in the United States, and 50% were home-based businesses. A home-based business offers many benefits, including low costs, tax benefits, flexibility, and freedom from commuting. Like any business, a home-based operation requires insurance. Various insurance options are available, so home business owners can choose what best […]

Read More

Contact Hecht-Stout Insurance Agency

As an independent agency, we are here to help you find the right coverage.
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reports@hechtstout.com
309-693-3388
1715 Woodside Drive Dunlap, IL 61525

Dunlap, IL

We extend coverage to individuals and businesses in Dunlap, IL and surrounding areas.
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