As an independent insurance agent, I help clients find and purchase various types of insurance policies, including but not limited to:
My role is to act as a liaison between you and the insurance companies to help you find policies that best suit your needs. The final terms, pricing, and approval of policies rest with the insurance carrier.
To ensure I provide the best possible service, you agree to:
Any quotes or recommendations I provide are based on the information you supply. While I strive to offer the most accurate and beneficial insurance options, final quotes and terms are determined by the insurance companies themselves. I cannot guarantee that any quote will remain available, as insurance companies may alter rates or terms based on their underwriting criteria.
As an insurance agent, I may earn commissions from insurance carriers when you purchase a policy through me. In some cases, I may charge additional fees for specific services, such as policy reviews or personalized consultations. Any such fees will be disclosed upfront and agreed upon prior to any charges being incurred.
I work with a variety of third-party insurance companies to provide you with a wide range of options. Once a policy is issued, your relationship regarding claims, coverage, and premium payments is primarily with the insurance carrier. I am available to assist you, but I am not responsible for the actions or decisions of the insurance companies.
If you wish to make changes to your policy, such as adding or removing coverage, changing beneficiaries, or updating contact information, please contact me as soon as possible. Policy changes are subject to approval by the insurance carrier and may affect your premiums.
I will also provide assistance with policy renewals, helping you evaluate your current coverage and determining whether changes should be made to meet your evolving needs.
I value your privacy and will take all reasonable measures to protect your personal information. The information you provide will be used solely for the purpose of obtaining insurance quotes, purchasing policies, and ongoing client support. Please refer to my Privacy Policy for more details.
While I strive to offer the best insurance advice and services, I cannot guarantee that every policy will meet your exact needs. The decision to purchase or modify a policy is ultimately yours. I shall not be held liable for any financial losses, damages, or other consequences that may arise from:
In the event that you need to cancel a policy or file a claim, I will guide you through the process. However, final approval of any cancellations or claims rests with the insurance company, and I am not responsible for their decision-making process.
You agree to indemnify and hold me harmless from any claims, damages, or expenses arising from your failure to provide accurate information or your misuse of our services. This indemnification extends to any legal fees or costs incurred as a result of defending such claims.
Any disputes arising from these Terms or the services provided by [Insurance Agent Name] will be resolved under the laws of the state of [State]. You agree to submit any legal disputes to the exclusive jurisdiction of the courts in [City], [State].
If you have any questions, concerns, or need assistance with your insurance policy, please contact me at.
