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Individual Accident Insurance

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Individual Accident Insurance Provided By Our Agency

Even with life and medical insurance in place, an unexpected death, accidental injury or illness can place a great strain on finances. When it happens, make sure that you and your family are protected comprehensively.

What is Accident Insurance?

Accident insurance helps you pay for medical and other out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, medical exams, as well as other expenses you may face such as transportation and lodging needs. Accident insurance plans are purchased like other types of insurance plans. You will pay a premium for your coverage, which will vary based on your location and the specific plan you choose.

Why Personal Accident Insurance?

Accidents happen when you least expect them. Even with health insurance, the extra expenses from an accidental injury can really add up. Lost wages from missing work, high health insurance deductibles and unpaid bills all affect your lifestyle, home and family. And because 57% of Americans have less than $1,000 In their savings accounts, many don't have financial help during times like these.

What does Personal Accident Insurance cover?

Death and Permanent Disability due to an Accident
A compensation is paid if during the insurance validity period the Insured suffers from a physical injury due to an accident that causes death or total permanent disability. The compensation is paid based on a percentage limit if the Insured suffers total permanent disability.

Medical Expenses due to an Accident
After the Insured submits all the necessary documents related to medical expenses arising from injuries due to an accident, insurance benefits will be provided according to the chosen policy scheme.

Already have Individual Life Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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