Blogs
support@oxygenbuilder.com
(678) 999-8212
We got you covered

Individual Short-Term Disability Insurance

Don't leave everything to chance; keep yourself protected with an insurance
Get Started

Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Individual Short-Term Disability Insurance Provided By Our Agency

If you were to get injured or become ill, your ability to work and earn a total income could be impacted. Without your usual paycheck, how long would it take for your household finances to suffer?

What is Short-Term Disability Insurance?

Short-term disability insurance provides nearly complete income replacement if you cannot work for an extended period due to an approved medical condition. Once you have fulfilled the applicable waiting period, short-term disability insurance provides income protection up to 66 2/3% of your annual base benefits pay (up to $5,000 per week maximum).

Why do I need Short-Term Disability Insurance?

Even minor injuries can interfere with your ability to work. In addition, for many people, unplanned time away from work can make it difficult to manage household costs.

When recovering from a covered injury, illness, or childbirth, the last thing you need is more stress. Short Term Disability Insurance can help you stay on top of medical costs, household bills, and day-to-day expenses by replacing a portion of your regular income. The ongoing payments are made directly to you, so you can use them however you need.

What Short-Term Disability Insurance Covers

Short-term disability insurance replaces a portion of an employee's income for covered injuries sustained outside of work.

Some common examples:

  • Rehab
  • Maternity leave
  • Runner's knee
  • Whiplash
  • Tennis elbow
  • Surgery recovery
  • Bunion removal
  • Carpal tunnel syndrome
  • Stress/anxiety
  • Tendonitis
  • Herniated disks
  • Broken bones
  •  

Already have Individual Short-Term Disability Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
Request a Quote

Get Personalized  Insurance

Name(Required)
This field is for validation purposes and should be left unchanged.
© 2024 Hecht-Stout Insurance Agency Designed by Amplispot
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram