Privacy Policy

I collect various types of personal information to provide you with the best possible service:

• When you contact me for a quote, request policy information, or ask for advice, I may collect your name, contact details (email, phone number, address), social security number, driver’s license number, insurance policy information, and payment details.
  
  
• When you visit my website (if applicable) or interact with my digital communications, I may collect information about your device, IP address, browser type, and usage patterns, including pages viewed, time spent on each page, and referring URLs.
  
  
• Any communications via email, phone, or online messaging may be recorded and stored to assist with customer service, policy inquiries, and documentation purposes.
  
  
• If I have a website, cookies and similar technologies may be used to enhance user experience and track interactions. These help remember your preferences and tailor content to you.

I use the information I collect from you to:

• To offer quotes, process applications, issue policies, and manage claims on your behalf.
• To respond to your inquiries, provide policy updates, and send important notices related to your insurance policies.
• To send you relevant insurance offers and services that may benefit you (you can opt out at any time).
• To enhance your experience by analyzing website traffic (if applicable), gathering insights, and developing better customer support tools.
• To meet regulatory requirements, including insurance laws and fraud prevention.

Your privacy is important to me. I do not sell or share your personal information with third parties for their marketing purposes. However, I may share your information in the following circumstances:

• I may share your personal data with insurance companies and underwriters to help you secure coverage and process claims.
• I work with trusted partners, such as payment processors, IT service providers, or customer support platforms, who assist me in delivering my services. These partners are obligated to protect your information and use it only for authorized purposes.
• I may disclose your information if required by law, such as in response to court orders, subpoenas, or regulatory demands.
• In the event of a merger, acquisition, or sale of my business, your information may be transferred as part of the transaction, and you will be notified accordingly.

I take appropriate security measures to protect your personal information from unauthorized access, misuse, alteration, or disclosure. These safeguards include encryption, secure access controls, and regular security assessments.

However, please note that no method of transmission over the internet or electronic storage is 100% secure. While I strive to protect your personal data, I cannot guarantee its absolute security.

If I use a website, cookies and similar technologies may be employed to:

• Personalize your browsing experience.
• Track user behavior to optimize my website's performance.
• Analyze website traffic and trends.

You can control your cookie preferences through your browser settings. Disabling cookies may affect the functionality of certain website features.

Your Privacy Rights

Depending on your location and the applicable privacy laws, you may have the following rights concerning your personal data:

• Request a copy of the personal data I hold about you.
• Request correction of any inaccurate or incomplete personal data.
• Under certain circumstances, you may request that I delete your personal information.
• Request that I limit how your data is processed in specific situations.
• Receive your personal data in a commonly used, machine-readable format.
• Object to the processing of your data for specific purposes, such as marketing communications.

To exercise any of these rights, please contact me using the information in the "Contact Me" section below.

Third-Party Links

My website or services may contain links to third-party websites, which are not controlled or managed by me. I am not responsible for the privacy practices or content of those external sites. I encourage you to review their privacy policies before sharing any personal information.

Children’s Privacy

My services are not intended for children under the age of 13. I do not knowingly collect personal information from children. If I become aware that I have inadvertently collected data from a child under 13, I will take steps to delete such information. If you believe I have collected information from a minor, please contact me immediately.

Changes to This Privacy Policy

I may update this Privacy Policy periodically to reflect changes in my practices, services, or legal requirements. Any updates will be posted on this page, and I encourage you to review this policy regularly to stay informed about how your information is protected.

Contact Me

If you have any questions, concerns, or requests regarding this Privacy Policy or how I handle your personal information, please contact me