Our services are intended for individuals who are at least 18 years of age. Using our website or services confirms that you meet this eligibility requirement. If you are using our services on behalf of a company or organization, you represent that you have the authority to bind that entity to these Terms.
We provide insurance-related services, including but not limited to providing insurance quotes, managing policies, and facilitating claims. All services we provide are subject to the availability and approval of the respective insurance provider and applicable U.S. state and federal laws.
We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated “Effective Date.” Continued use of our website or services after any such changes constitutes your acceptance of the updated Terms.
You agree not to use our website or services for any unlawful purpose or in any way that could damage, disable, overburden, or impair our servers or networks. Additionally, you agree not to:
Insurance quotes from our agency are estimates based on the information you provide. These estimates do not constitute binding contracts. The final terms of any insurance policy, including coverage, rates, and exclusions, are determined by the respective insurance provider and are subject to their approval process.
You are responsible for providing accurate and complete information when using our services. Failure to do so may result in denial of coverage or cancellation of your policy. We are not responsible for any consequences arising from your failure to provide accurate information.
Our website may include links to third-party websites for your convenience. These links do not imply endorsement of any third-party website, service, or content. We are not responsible for any linked sites' privacy practices or content.
We value your privacy and are committed to protecting your personal information. Please refer to our Privacy Policy for details on how we collect, use, and protect your data.
All content on our website, including but not limited to text, graphics, logos, and software, is owned by or licensed to [Insurance Agency Name] and is protected by U.S. intellectual property laws. You may not copy, reproduce, or distribute any content from our website without our express written permission.
Our services are provided “as is” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose. We do not guarantee that our website will be error-free, uninterrupted, or free from viruses or other harmful components.
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of our website or services, including loss of data, revenue, or profits.
You agree to indemnify, defend, and hold harmless [Insurance Agency Name], its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses, including reasonable attorney fees, arising out of your use of our services or violation of these Terms.
We may terminate or suspend your access to our website or services at our sole discretion if we believe you have violated these Terms. Upon termination, you must immediately cease using our services and destroy any materials obtained from our website.
Any disputes arising out of or related to these Terms or our services shall be governed by the laws of the state of [State], without regard to its conflict of laws principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in [City], [State], to resolve any legal matters.
We shall not be liable for any delay or failure to perform our obligations under these Terms if such delay or failure results from events beyond our reasonable control, including natural disasters, pandemics, acts of government, or technical failures.
If you have any questions or concerns regarding these Terms, please contact us at.
